* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  line-height: 1.6;
  color: #1a1a2e;
  background: #fafafa;
}

.container {
  max-width: 720px;
  margin: 0 auto;
  padding: 40px 24px;
}

header {
  text-align: center;
  margin-bottom: 48px;
}

header h1 {
  font-size: 28px;
  font-weight: 700;
  margin-bottom: 4px;
}

header p {
  color: #666;
  font-size: 15px;
}

nav {
  display: flex;
  justify-content: center;
  gap: 24px;
  margin-top: 16px;
}

nav a {
  color: #3b82f6;
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
}

nav a:hover {
  text-decoration: underline;
}

h2 {
  font-size: 20px;
  font-weight: 600;
  margin: 32px 0 12px;
  color: #1a1a2e;
}

h3 {
  font-size: 16px;
  font-weight: 600;
  margin: 24px 0 8px;
  color: #333;
}

p, li {
  font-size: 15px;
  color: #444;
  margin-bottom: 12px;
}

ul {
  padding-left: 24px;
  margin-bottom: 16px;
}

li {
  margin-bottom: 6px;
}

a {
  color: #3b82f6;
}

.effective-date {
  font-size: 13px;
  color: #888;
  margin-bottom: 32px;
}

footer {
  margin-top: 64px;
  padding-top: 24px;
  border-top: 1px solid #e5e5e5;
  text-align: center;
  font-size: 13px;
  color: #999;
}